Please do read these terms and conditions of use ("Terms of Use") carefully before using https://sgcfd.cimb.com ("this Website"). Your access to and use of this Website is subject to the following terms and conditions and all applicable laws. Please note that these Terms of Use will apply to your access of this Website regardless of whether you register or subscribe to be a user.

By accessing and using this Website, you would be signifying your assent to these Terms of Use. If you do not agree to these Terms of Use, please do not use this Website. These Terms of Use may be amended or modified, or new conditions may be imposed, at any time. Any such changes or additions will be reflected by an update of this posting. You are therefore responsible to regularly update or familiarize yourself with the changes made to these Terms of Use. Please check these Terms of Use periodically for changes. Your continued access of this Website following the posting of changes to these Terms of Use will mean you accept those changes. These Terms of Use are governed by Singapore law and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.

 

1. GENERAL

  1. This Website (bearing the domain name “sgcfd.cimb.com") is owned managed and/or operated by CIMB Securities (Singapore) Pte Ltd.
  2. This Website is solely for your personal use and for information purposes only. All content, material, information, data or opinions accessible via this Website are provided by CIMB Securities "as is" and without warranties of any kind either express or implied to the fullest extent permissible and subject and pursuant to applicable law. CIMB Securities disclaims all warranties, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement.
  3. Nothing in this Website should be construed as an offer or solicitation for the purchase or sale of any capital markets product (as defined in the Singapore Securities and Futures Act, Cap. 289) Nothing herein should be construed as an offer to sell or a solicitation of an offer to purchase any securities where it would be illegal to do so. We do not offer or sell securities to US Persons on this Website.
  4. If you are a CIMB Securities client, CIMB Securities’s General Terms and Conditions, and any terms and conditions of CIMB Securities applicable to any product or service made available through this Website (all as amended, modified or supplemented from time to time) (collectively, “Other Terms”) will also apply to any such product or service. In the event of any conflict between the provisions of these Terms of Use and the provisions of the Other Terms, the provisions of [these Terms of Use] will prevail.

2. INFORMATION

  1. Information contained in this Website is derived from sources CIMB Securities considers to be reliable, but CIMB Securities does not warrant the accuracy, correctness or completeness of any information furnished. CIMB Securities makes no representation or warranty, express or implied, as to the results to be attained by any person from the use of the information or services found or comprised in this Website. CIMB Securities also makes no expressed or implied warranties of merchantability, satisfactory quality, or fitness for a particular purpose or use with regard to such information or services.
  2. Any opinions or estimates expressed in this Website whether made by CIMB Securities or Third Party constitutes their reasonable judgment as of the date such opinions or estimates are first published and are subject to change without notice. In providing information on this Website, CIMB Securities, its employees or agents:

    (a) does not give financial or investment advice; and
    (b) does not have knowledge of, have not considered, have not given any consideration to and have not made any investigation of the specific investment objectives, financial situation or particular needs of any user, any specific person or group of persons or visitors to this Website.

    In the circumstances, you are advised to always make such independent investigations as may be necessary (including seeking advice from an independent financial adviser as may be required) in order for you make an informed and reasoned decision regarding your personal, legal, commercial, or financial matters. If you choose not to seek advice from a financial adviser, you should consider whether the product is suitable for you in the light of your own financial needs and your circumstances.

    In particular please note that:

  3. (i) any forecasts or projections or forward looking statements made whether by CIMB Securities or any other party in this Website are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies and these statements are only predictions and actual events or results may differ; and
    (ii) any opinion or estimate contained in this Website is made without the knowledge, consideration or investigation of the specific investment objectives, financial situation or particular needs of any user, any specific person or group of persons or visitors to this Website and is not to be relied on or considered as advice of any nature whatsoever.

3. INTELLECTUAL PROPERTY

  1. Information found or comprised in this Website is the property of CIMB Securities, or other information or service providers and are confidential or the subject of copyright or other applicable moral or intellectual property rights. Visitors to this Website may not reproduce, hyperlink to, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit the information found in this Website in any manner without the express written consent of CIMB Securities or use such information or services for any unlawful or unauthorised purpose.
  2. Permission is granted to electronically copy and/or print hard copies of pages from this Website solely for the visitor's own personal non-commercial purposes only. Any other use of this Website or information or services found in this Website is strictly prohibited, unless the written permission of CIMB Securities is first obtained in writing.
  3. Names, marks, logos and other designs appearing in the pages of this Website may constitute trade names, registered or unregistered trademarks or service marks (collectively, the “Trademarks”) of CIMB Securities and its related corporations. No licence or right is granted and your access to this Website should not be construed as granting, by implication or otherwise, any licence or right to use any of the Trademarks or information in this Website without the prior written consent of CIMB Securities.

4. RESTRICTIONS ON DEEP LINKING/FRAMING

  1. CIMB Securities is concerned about the integrity of this Website when it is accessed in a manner solely determined by third parties or viewed in a setting solely created by third parties. Specifically, CIMB Securities is concerned with activities such as linking to an internal or subsidiary page of this Website that is located one or several levels down from the home page of this Website ("Deep Linking") and the incorporation of any part of this Website as part of your own web page ("Framing"). Deep Linking to or Framing any part of this Website or any similar activity may not be carried out by you unless you have first obtained the express written permission of CIMB Securities to do so.

5. LIMITATIONS OF USE

  1. You also may not take any action that imposes an unreasonable or disproportionately large load on this Website, or the associated infrastructure supporting this Website (including any computer or software systems supporting this Website).
  2. You are prohibited from obtaining or attempting to obtain, through any means, any information, material or content not intentionally made available or provided through this Website.
  3. You are prohibited from using any robot, spider, manual and/or automatic device, manual process, software or routine that may interfere with the proper operation of this Website.
  4. You are also prohibited from using any robot, spider, manual and/or automatic device, software or routine to access and/or use either the services available on this Website or the Website itself, unless duly approved and authorised by CIMB Securities.

6. RESPONSIBILITY AND COMPLIANCE WITH LAW  

  1. Your use of this Website is subject to all applicable laws and regulations (whether having the force of law or not). You agree that you shall:

    (a) not use this Website for illegal purposes or unauthorised purposes;
    (b) not interfere with or disrupt computer networks or systems connected to, supporting or hosting this Website; and
    (c) comply with all regulations, policies and procedures of networks connected to or which may be hosting this Website.
  2. Please also note that it is your responsibility to ensure that you are eligible to use this Website. If the access to this Website by you from your jurisdiction is restricted or prohibited, please do not access or use this Website.

7. PORTFOLIOS 

  1. CIMB Securities may provide one or more model portfolios of investment products or securities that are provided to members as benchmarks of how such a portfolio might be managed. These are provided to help you evaluate your research, and not as recommendations. Action relating to the addition or deletion of any investment product, security, group of investment products and securities, funds or any traded commodity should not be construed as investment advice. CIMB Securities's model portfolio decisions are made without any regard to the knowledge, consideration or investigation of the specific investment objectives, financial situation or particular needs of any user, any specific person or group of persons or visitors to this Website.
  2. CIMB Securities may also provide users with the opportunity to make public their own portfolios via the Site and changes in such portfolios should not be construed as investment advice. You should do their own research before making any investment related decision. You agree that, you and you alone are responsible for your investment decisions, and any gains or losses that may arise accordingly.

8. THIRD PARTY SERVICES/INVESTMENT PRODUCTS 

  1. While certain third party services may be accessible through this Website (the "Third Party Services"), such services are provided by third parties and not CIMB Securities. Accordingly, and notwithstanding that:

    (a) any Third Party Services are co-branded with this Website;
    (b) any logos or trademarks of this Website or CIMB Securities appears on any web pages relating to or offering the Third Party Services; or
    (c) any Website or web page may be framed with in this Website,

    CIMB Securities gives no warranty of any kind, implied, express or statutory (including but not limited to warranties of availability, satisfactory quality or fitness for a particular purpose) in conjunction with any Third Party Services or any products (including unit trusts) obtained through such services and your access and use of any Third Party Services is at your own risk.
  2. CIMB Securities shall also not be liable, (whether under contract or tort or other legal theory), for any damages or expense(including any direct, indirect, consequential or special damages) which you may suffer or incur as a result of using any Third Party Services or in connection with any products (including unit trusts) obtained through such services.
  3. Investments in any unit trusts or other securities which may be accessible via the Third Party Services (the "Investment Products") are not deposits or other obligations of, or guaranteed or insured by CIMB Securities or its affiliates and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance. The value of the Investment Products and the income from them may fall as well as rise. All applications for Investment Products must be made on the application form accompanying the relevant prospectus, if required by applicable law. Investors should read the prospectus for details. Copies of the prospectus are available from CIMB Securities on request. Further, if you wish to use any Third Party Services you will have to abide by any terms and conditions imposed by such third parties in respect of such services.
  4. CIMB Securities may have positions in any product referred to in or made available through the Website, including Investment Products. CIMB Securities may also be paid a commission or other fee by the Third Party Services in connection with the issue or sale of any Investment Products.

9. INDEMNITY 

  1. You agree to indemnify and hold CIMB Securities, its affiliates, members, directors, officers and employees, harmless from any claim, demand or cost (including solicitors' fees on a full indemnity basis) which CIMB Securities may suffer or incur due to or arising out of or in connection with

    (a) your breach of any of the provisions of these Terms of Use,
    (b) your infringement of any rights or intellectual property rights, including copyrights, trademarks or rights of confidence of any person or entity
    (c) any action taken or omitted to be taken in good faith by CIMB Securities pursuant to any instructions, notice or request by you or
    (d) the enforcement of CIMB Securities's rights against you under these Terms of Use.

10. RISKS 

  1. Due to the nature of the Internet, a visitor to this Website must acknowledge and accept the risks of the possibility of:

    (a) unauthorised copying, amendment, recording or reading of or interference with messages or this Website by third parties;
    (b) delay in or inability to access or use this Website due to any hardware, software, system or connection failure, error, omission, interruption, delay in transmission or computer virus; and
    (c) loss of data or information that may occur due to any cause whatsoever, including any failure of any electrical, electronic, computer, microprocessor, recording or communication system of CIMB Securities or any other party, and the visitor releases CIMB Securities from any claim which the visitor may have as a result of the visitor assuming such risks.

    In any event CIMB Securities shall not be liable, whether under tort or contract, for any damages, losses or expenses suffered or incurred by visitors, including direct, consequential, incidental, special, or indirect damages, or loss of profits or trading losses, arising from or otherwise resulting directly or indirectly from:

    (i) any government restriction, exchange ruling, suspension of trading, war, strike, industrial action, civil commotion, national disaster or any other event or circumstances beyond CIMB Securities's control;
    (ii) any failure of any relevant correspondent or other agent or principal of CIMB Securities, or any failure of any information sources, depository, dealer, exchange, clearing house or regulatory or self-regulatory organisation for any reason whatsoever to perform its obligations;
    (iii) any failure of any computer hardware, application software or software utilised in relation to or in respect of the provision of this Website or any interruption, interference, delay in respect of or loss of use or access to those Website due to technical difficulties or outages that may affect CIMB Securities or any other party's computer, communications or power systems or supplies, even if CIMB Securities has been advised or is aware of the possibility of such damages, losses or expenses arising.

11. EXCHANGE SPECIFIC DISCLAIMER

  1. AMERICAN STOCK EXCHANGE, INC AND NEW YORK STOCK EXCHANGE, INC.
    "American Stock Exchange, Inc. and New York Stock Exchange, Inc. do not guarantee the timeliness, sequence, accuracy or completeness of market data and are not liable to anyone for problematic data, for any negligence or force majeure."
  2. SINGAPORE EXCHANGE
    "Singapore Exchange endeavours to ensure the accuracy, correctness and reliability of the information provided but makes no representations and disclaims all express, implied, and statutory warranties of any kind including, but not limited to, representations and warranties regarding accuracy, timeliness, completeness, currentness, non-infringement, merchantability, or fitness for any particular purpose. Or any representations or warranties arising from usage or custom or trade or by operation of law."
  3. STOCK EXCHANGE OF HONG KONG LIMITED
    "The stock exchange of Hong Kong Limited endeavours to ensure the accuracy and reliability of the information provided but does not guarantee its accuracy or reliability and accepts no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions".
  4. BURSA MALAYSIA
    ”Bursa Malaysia makes no representation or warranty (including all express, implied and statutory warranties of any kind arising from usage, custom, trade or by operation of law), as to its veracity, reliability, accuracy, completeness, currentness, comprehensiveness or fitness for any particular purpose or use."
  5. THE NASDAQ STOCK MARKET, INC.
    "The Nasdaq Stock Market, Inc. makes no representations and disclaims all express, implied, and statutory warranties of any kind to user and/or any third party including warranties as to accuracy, timeliness, sequence, completeness, merchantability, or fitness for any particular purpose"

12. CERTAIN THIRD PARTY PROVIDERS' TERMS AND CONDITIONS OF USE 

  1. DOWNLOADQUOTES
    "Information provided is obtained from sources deemed to be reliable. DownloadQuotes and its affiliated companies do not guarantee the accuracy or completeness of the information or make any guaranties of any kind, either written or implied, including, without limitation, those of adaptation to a particular purpose. Neither Download Quotes nor any participating national securities exchange or association nor any supplier of market data guarantees the timeliness, sequence, accuracy, completeness, reliability or content of market information, or messages disseminated to or by any party. Neither DownloadQuotes nor any participating national securities exchange or association nor any supplier of market data guaranties that the service will be uninterrupted or error free. By no means, could DownloadQuotes be responsible for errors, omissions, alterations, delivery times or any damage, direct or indirect, which would result from the use of the Service or of its contents whatever it may be. "
  2. REUTERS
    Reuters content is the intellectual property of Reuters. Any copying, republication or redistribution of Reuters content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Reuters. Reuters is not liable for any errors or delays in content, or for any actions taken in reliance on any content. Data is provided for information purposes only and is not intended for trading purposes. The RIC or Reuters Instrument Code set has been developed and maintained by Reuters and is the intellectual property of Reuters. Reuters and Reuters Sphere logo are trade marks or registered trade marks of the Reuters Group of companies around the world. For additional information on other Reuters services, please visit the Reuters public website at http://www.reuters.com.”
  3. STOCK EXCHANGE OF HONG KONG LIMITED
    "The stock exchange of Hong Kong Limited endeavours to ensure the accuracy and reliability of the information provided but does not guarantee its accuracy or reliability and accepts no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions".
  4. BURSA MALAYSIA
    ”Bursa Malaysia makes no representation or warranty (including all express, implied and statutory warranties of any kind arising from usage, custom, trade or by operation of law), as to its veracity, reliability, accuracy, completeness, currentness, comprehensiveness or fitness for any particular purpose or use."
  5. THE NASDAQ STOCK MARKET, INC.
    "The Nasdaq Stock Market, Inc. makes no representations and disclaims all express, implied, and statutory warranties of any kind to user and/or any third party including warranties as to accuracy, timeliness, sequence, completeness, merchantability, or fitness for any particular purpose"

PRIVACY

CIMB Securities (Singapore) Pte Ltd ("CIMB Securities") takes your privacy seriously. Please read the following to learn about our Privacy Policy. This Privacy Policy is effective as of 19 February 2001. CIMB Securities reserves the right to change this Privacy Policy at any time by publishing the new Privacy Policy on the Website (as hereafter defined). This Privacy Policy and the statements outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

 1. WHAT THIS PRIVACY POLICY COVERS 

  1. This Privacy Policy covers how CIMB Securities uses the personally identifiable information (the "Personally Identifiable Information") it collects. However, please note that this Privacy Policy only applies to the website at Internet URL sgcfd.cimb.com (“the "Websites") and does not apply to the websites owned and/or operated by third parties.
  2. CIMB Securities is not responsible for any actions or policies of third party websites which are hyperlinked to and from the Website. You should check the applicable privacy policy of such party before providing Personally Identifiable Information to such websites.

 2. COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION 

  1. This Privacy Policy covers how CIMB Securities uses the personally identifiable information (the "Personally Identifiable Information") it collects. However, please note that this Privacy Policy only applies to the website at Internet URL sgcfd.cimb.com (“the "Websites") and does not apply to the websites owned and/or operated by third parties

    (a) apply to be a registered user of the Website;
    (b) when you visit the web pages on the Website that can be accessed without the need for registration;
    (c) when you enter promotions or contests that are available to you without having to be a registered user of the Website;
    (d) when you use the online services available on the Website (the "Online Services").

    CIMB Securities also automatically receives and records information from your browser on our server logs including but not limited to your Internet protocol address, cookie information and the page you requested
  2. CIMB Securities uses the Personally identifiable Information:

    (a) to facilitate your access to the Website or your use of the Online Services;
    (b) to customize and personalise the content of the web page that you see;
    (c) to fulfill your requests for the Online Services; and
    (d) to evaluate your preferences and facilitate future works on the Website.

3. INFORMATION COLLECTION AND USER 

  1. Your Personally Identifiable Information will not be sold or otherwise transferred to unaffiliated third parties without your approval at the time of collection. At such point of collection, you will have the opportunity to indicate whether you would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from CIMB Securities and/or any third parties.
  2. However, CIMB Securities reserves the right to contact you regarding matters such as account status, changes to the subscriber agreement and other matters relevant to the Online Services and/or the Personally Identifiable Information collected.
  3. CIMB Securities also reserves the right to perform statistical analysis of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. CIMB Securities may sell or provide aggregated data from these analysis to third parties.
  4. Except as provided in paragraph 3.3, CIMB Securities will not sell or rent your Personally Identifiable Information to anyone.
  5. CIMB Securities will send Personally Identifiable Information about you to other companies or people when:

    (a) We have your consent to share the information;
    (b) We need to share your information in order to provide the Online Services or other services that you have requested; and
    (c) We are compelled by any law, court order, legal process or regulatory authority to disclose your Personal Identifiable Information to third parties.

4. COOKIES 

  1. "Cookies" are small text files a website can use to recognize repeat users, facilitate the user's ongoing access to and use of the website and allow a website to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising. Cookies are not programs that come onto a user's system and damage files. Generally, cookies work by assigning a unique number to the user that has no meaning outside the assigning site.
  2. CIMB Securities may set and access CIMB Securities cookies on your computer
  3. CIMB Securities allows other companies that are presenting advertisements on some of our pages to set and access their cookies on your computer. The use of cookies by such companies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to CIMB Securities's cookies.
  4. If you do not want any information about yourself to be collected through the use of cookies, there is a simple procedure in most browsers that allows you to deny or accept the cookie feature. However, please note that if you do this, certain features (e.g., customized delivery of information) available on the Website may not be available to you.